Personal Insurance

Look no further than The Keefe Agency for insurance to protect the property you own and the liability that comes with it. We can provide Insurance protection for your Home, Autos, Rental Properties, Recreational vehicles, Boats and most anything else you own.

Homeowner's Insurance Image

Homeowner's Insurance

Our goal every day is to provide the best coverage for your home at the most competitive price. We have programs to meet the needs of every homeowner. Whether it is new construction or a home built in the 1800’s, starter home or High Value home, we can provide a policy that is right for you.

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Protect Your Home With Homeowners Insurance from Keefe Insurance

Keefe Offers Homeowners, Umbrella, and Flood Insurance to Fit the Needs of Every Homeowner

Home

The Keefe Agency is a leading provider of Homeowners Insurance for the Franklin area and throughout Massachusetts. Our clients reside in Franklin and our neighboring towns of Wrentham, Norfolk, Medway, Bellingham and throughout Massachusetts for that matter. We also insure our client’s homes on Cape Cod and throughout New England. Our goal every day is to provide the best coverage for your home at the most competitive price. We have programs to meet the needs of every homeowner. Whether it is new construction or a home built in the 1800’s, starter home or High Value home, we can provide a policy that is right for you.

A review of your Homeowners Insurance policy by Keefe Insurance Agency will assure you of getting the best price with all available discounts,

  • Home/Auto account discounts of 10% or more
  • Higher deductible options for premium savings
  • Newer Home Discount
  • Safety feature discounts for fire and burglar alarms

And the coverage you need and may not have

  • Personal Umbrella for higher Liability limits
  • Insurance value review
  • In-Home Business
  • Coverage for Jewelry, Silver, high value Collectibles
  • Flood Insurance
  • Earthquake Insurance
  • Liability for Swimming Pools, Snowmobiles, ATV’s and Watercraft

What does Homeowners Insurance do for you?

The homeowners policy provides coverage for the dwelling, other structures on the property and personal belongings for damage from fire, lightening, hurricane and many other causes of loss. It also includes Liability coverage should someone be injured on your property. The limit of coverage for the home should represent the estimated cost to rebuild the dwelling from the foundation up if the home is totally destroyed. This is on a replacement cost basis; what it costs to repair or rebuild the dwelling at present day costs. We assist in determining the proper limit of coverage for every homeowner. The policy will also include coverage for the costs of living elsewhere while the home is being repaired after a loss.

Need Additional Liability Coverage? - We Can Provide an Umbrella Policy for your Homeowners Policy

An Umbrella policy provides an additional Liability limit of $1,000,000 or more over the Personal Liability of the Homeowners policy and Liability of the Auto policy. It will also provide the higher limit over policies for Watercraft and Recreational vehicles.

Keep Your Home Dry! - We Offer Flood Insurance for your Home

Flood damage is not covered by the Homeowners policy. A separate Flood Insurance policy is needed and we can provide this for you. Contact Keefe Insurance for Massachusetts Flood Insurance.

We can also insure your Watercraft, Recreational Equipment and Collectibles.

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Auto Insurance Image

Auto Insurance

Every day, our goal is to provide the best Auto Insurance program at the most competitive price. The best program is one that provides the right coverage for your current situation. We know this will change over time which is why we are here, just as we have been for 100 years, ready to answer your questions and offer our advice.

We Offer Accident Forgiveness Coverage

The roadways and highways in our area are congested and busy so accidents can happen quickly and without warning. Accident Forgiveness means no premium increase for a good driver who has that first accident in many years. Contact us to see if you are eligible for Accident Forgiveness coverage.

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Protect Your Automobile with Auto Insurance From Keefe Insurance

Protecting Drivers From the Risks of Everyday Travel

Auto Insurance

The Keefe Agency is a leading provider of Automobile Insurance for the Franklin area and Massachusetts. Our clients reside in Franklin, our neighboring towns of Wrentham, Norfolk, Medway, Bellingham, and towns throughout Massachusetts.

Every day, our goal is to provide the best Auto Insurance program at the most competitive price. The best program is one that provides the right coverage for your current situation. We know this will change over time which is why we are here, just as we have been for 100 years, ready to answer your questions and offer our advice.

Some of the questions we assist in answering for our clients are;

  • What are the right coverage amounts for personal liability coverage if I own a home or condominium?
  • What are the right deductible choices for me?
  • Should I have Rental coverage?
  • What happens when my teenager gets licensed?
  • Should I have an Umbrella policy?

We will review these and other special considerations with you. We will recommend which of the companies we represent is best for you.

A review of your Automobile Insurance policy by Keefe Insurance Agency will assure you of getting the best price with all available discounts,

  • Auto/Home account discounts of 10% or more
  • Account discounts for Condo owners and Apartment owners
  • Premiums savings with higher deductibles
  • Good Student and College Student Away at School discounts
  • Low mileage credits
  • Credits for use of Public Transportation
  • Anti-theft device credits

Need Additional Liability Coverage?- We Can Provide an Umbrella Policy with your Auto Insurance and Home Policy

An Umbrella policy provides an additional Liability limit of $1,000,000 or more over the Personal Liability of the Homeowners policy and Liability of the Auto policy. It will also provide the higher limit over policies for Watercraft and Recreational vehicles.

Do You Have an ATV, Four Wheeler, or other Recreational Equipment? Or Do You Have a Collectable Automobile?

We Can Insure Those as well!

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Condominium Insurance Image

Condominium Insurance

Our goal every day is to provide the best coverage for your Condominium at the most competitive price. We have programs to meet the needs of every Condominium. Whether it is new construction or built in the 1800’s, Townhouse or Apartment style, starter Condo or High Value Condo, we can provide a policy that is right for you.

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Protect Your Condo with Condominium Insurance from Keefe Insurance

The Keefe Agency is a leading provider of Condominium Insurance for the Franklin area and Massachusetts. Our clients reside in Franklin and our neighboring towns of Wrentham, Norfolk, Medway, Bellingham and throughout Massachusetts for that matter. We also insure our client’s Condos and Townhouses on Cape Cod and throughout New England.

Our goal every day is to provide the best coverage for your Condominium at the most competitive price. We have programs to meet the needs of every Condominium. Whether it is new construction or built in the 1800’s, Townhouse or Apartment style, starter Condo or High Value Condo, we can provide a policy that is right for you.

A review of your Condominium Insurance policy by Keefe Insurance Agency will assure you of getting the best price with all available discounts,

  • Home/Auto account discounts of 10% or more
  • Higher deductible options for premium savings
  • Safety feature discounts for fire and burglar alarms

And the coverage you need and may not have

  • The right coverage for the Condo interior
  • Personal Umbrella for higher Liability limits
  • In-Home Business
  • Coverage for Jewelry, Silver, high value Collectibles
  • Flood Insurance
  • Earthquake Insurance
  • Liability for Snowmobiles, ATV’s and Watercraft

What does a Condominium policy do?

A Condominium Homeowners policy, often called an HO-6, is very similar to a Homeowners policy for a dwelling. It covers the owner’s personal property and Liability just as the Homeowners policy does. It also covers the portion of the condominium building that the Unitowner is responsible to insure. The Condominium Association will have a Master Policy that will insure the condo buildings and the Unitowner will cover the interior portion of the building not covered by the Master policy. In most cases the Master policy will provide coverage for the walls, ceilings and floors of the unit. The Unitowner will need to have Keefe Insurance Agency review the master policy and condo Master deed and by-laws to provide the proper coverage.

Need Additional Liability Coverage? - We Can Provide an Umbrella Policy For Your Condo Policy

An Umbrella policy provides an additional Liability limit of $1,000,000 or more over the Personal Liability of the Condo policy and Liability of the Auto policy. It will also provide the higher limit over policies for Watercraft and Recreational vehicles.

Keep Your Condo Dry! - We Offer Flood Insurance for your Condminium

Flood damage is not covered by the Condo policy.A separate Flood Insurance policy is needed and we can provide this for you. Contact Keefe Insurance for Massachusetts Flood Insurance.

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Renters Insurance Image

Renters Insurance

Can you afford to lose everything in your apartment or rental house to fire, theft or hurricane? Property and Liability insurance for renters is one of the most overlooked and under-used coverages. Yet it is extremely important and quite affordable. Remember, your landlord's insurance does not cover your personal property.

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Special Considerations

  • Value of all your personal property - furniture, clothing, DVDs, jewelry et al.
  • Personal liability for accidental injuries to visitors or guests
  • Medical payments to others in case of accident
  • Additional living expenses if you lose use of your apartment
  • Money, silverware, securities, credit card, jewelry protection

Tenant Insurance Cost-imator Chart

Use this chart as a guide. E-mail us for quote or call 508-528-3310 Toll-free 888-528-3310. We can give you a firm quote, based on the value of your property, over the phone in minutes.

Property Value Typical Annual Cost to Insure*
$15,000 $135.00
$20,000 $160.00
$25,000 $180.00
$35,000 $220.00
$50,000 $275.00

*Estimated costs based on current premium rates for one of the quality companies we represent.

 

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Rental Property Insurance Image

Rental Property Insurance

The Keefe Agency is a leading provider of insurance for Rental Property, one to four family dwellings and apartment buildings. The properties we insure are located in Franklin and our neighboring towns of Wrentham, Norfolk, Medway, Bellingham and throughout Massachusetts for that matter.

Our goal every day is to protect your investment by providing the best coverage for your Rental Property at the most competitive price. We have programs to meet the needs of every property. Whether it is newer construction or built in the 1800’s and updated, we can provide a policy that is right for you.

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Keefe Insurance Rental Property Insurance

The Keefe Agency is a leading provider of insurance for Rental Property, one to four family dwellings and apartment buildings. The properties we insure are located in Franklin and our neighboring towns of Wrentham, Norfolk, Medway, Bellingham and throughout Massachusetts for that matter.

Our goal every day is to protect your investment by providing the best coverage for your Rental Property at the most competitive price. We have programs to meet the needs of every property. Whether it is newer construction or built in the 1800’s and updated, we can provide a policy that is right for you.

A review of your current insurance policy by the Keefe Insurance Agency will assure you of getting the best price with all available discounts and the coverage you need and may not have.

  • High Liability Limits
  • Insurance Value Review
  • Flood Insurance
  • Earthquake Insurance

What does our insurance cover?

The policy provides coverage for the building, other structures on the property and personal property that is used to service the building, for damage from fire, lightening, hurricane and many other causes of loss. It also includes Liability coverage should someone be injured on your property. The limit of coverage for the property should represent the estimated cost to reconstruct the building from the foundation up. This is on a replacement cost basis; what it costs to repair or rebuild at present day costs. We will assist you in determining the proper limit of coverage. The policy will also cover the lost rental income should a covered loss make the building untenantable.

We offer Flood Insurance

Flood damage is not covered by the property policy. A separate Flood Insurance policy is needed so contact Keefe Insurance for coverage.

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Recreational Vehicle Insurance Image

Recreational Vehicle & Boat Insurance

Along with your Home and Auto we can insure the things you have fun with, your Boat and Recreational vehicles. If you have a Boat, Snowmobile, Motorhome, ATV, Collectible Cars and Motorcycle, contact us. We represent market-leaders such as Safeco and Foremost.

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Along with your Home and Auto we can insure the things you have fun with, your Boat and Recreational vehicles. If you have a Boat, Snowmobile, Motorhome, ATV, Collectible Cars and Motorcycle, contact us. We represent market-leaders such as Safeco and Foremost.

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